{"id":299,"date":"2023-08-18T06:40:17","date_gmt":"2023-08-18T06:40:17","guid":{"rendered":"https:\/\/tfolifeacademy.com\/tfowealth\/?page_id=299"},"modified":"2023-08-18T11:05:19","modified_gmt":"2023-08-18T11:05:19","slug":"read-it","status":"publish","type":"page","link":"https:\/\/tfolifeacademy.com\/tfowealth\/read-it\/","title":{"rendered":"Read It"},"content":{"rendered":"<section class=\"wpb-content-wrapper\"><p>[vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column]        <section  class=\"sub-banner banner-bg \" data-background=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/themes\/tfolifeacademy\/assets\/images\/sub-header-background-line.svg\">\n            <div class=\"container\">\n                <div class=\"sub-banner-caption max-width-783 text-center wow fadeInUp\" data-wow-delay=\"0.3s\" data-wow-duration=\"0.5s\">                        <h1 class=\"maxtitle-1 wow fadeInUp\" data-wow-delay=\"0.3s\" data-wow-duration=\"0.5s\">Read It<\/h1>                        <div class=\"wow fadeInUp\" data-wow-delay=\"0.4s\" data-wow-duration=\"0.5s\">\n                            <p>Free educational resources for all of life\u2019s important moments.<\/p>\n                        <\/div>                <\/div>\n            <\/div>\n        <\/section>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column]        <section  class=\"content-part pt-md-100 pb-xl-150 pb-md-120 pt-60 pb-80 \">\n            <div class=\"container max-container-1630 max-container-1720\">\n                <div class=\"portfolioFilter wow fadeInUp\" data-wow-delay=\"0.3s\" data-wow-duration=\"0.5s\">\n                    <div class=\"d-md-block d-none\">\n                        <div class=\"portfolioFilter-inner mb-md-90 mb-50\">\n                            <a href=\"javascript:void(0);\" data-filter=\"*\" class=\"current\">View All<\/a>                                    <a href=\"javascript:void(0);\" data-filter=\".buying-a-car\">Buying A Car<\/a>                                    <a href=\"javascript:void(0);\" data-filter=\".buying-a-home\">Buying a Home<\/a>                                    <a href=\"javascript:void(0);\" data-filter=\".career\">Career<\/a>                                    <a href=\"javascript:void(0);\" data-filter=\".college-prep\">College prep<\/a>                                    <a href=\"javascript:void(0);\" data-filter=\".credit-debt\">Credit &amp; Debt<\/a>                                    <a href=\"javascript:void(0);\" data-filter=\".cybersecurity\">Cybersecurity<\/a>                                    <a href=\"javascript:void(0);\" data-filter=\".fun-facts\">Fun Facts<\/a>                                    <a href=\"javascript:void(0);\" data-filter=\".getting-newly-married\">Getting\/Newly Married<\/a>                                    <a href=\"javascript:void(0);\" data-filter=\".loss-of-a-loved-one\">Loss of a Loved One<\/a>                                    <a href=\"javascript:void(0);\" data-filter=\".money-management\">Money Management<\/a>                                    <a href=\"javascript:void(0);\" data-filter=\".retirement-readiness\">Retirement Readiness<\/a>                                    <a href=\"javascript:void(0);\" data-filter=\".tax\">Tax<\/a>                        <\/div>\n                    <\/div>\n                    <div class=\"d-md-none d-block\">\n                        <div class=\"portfolioFilter-inner mb-md-90 mb-50\">\n                            <select class=\"filters-select select-dropbox\">\n                                <a href=\"javascript:void(0);\" data-filter=\"*\" class=\"current\">View All<\/a>                                        <option value=\".buying-a-car\">Buying A Car<\/option>                                        <option value=\".buying-a-home\">Buying a Home<\/option>                                        <option value=\".career\">Career<\/option>                                        <option value=\".college-prep\">College prep<\/option>                                        <option value=\".credit-debt\">Credit &amp; Debt<\/option>                                        <option value=\".cybersecurity\">Cybersecurity<\/option>                                        <option value=\".fun-facts\">Fun Facts<\/option>                                        <option value=\".getting-newly-married\">Getting\/Newly Married<\/option>                                        <option value=\".loss-of-a-loved-one\">Loss of a Loved One<\/option>                                        <option value=\".money-management\">Money Management<\/option>                                        <option value=\".retirement-readiness\">Retirement Readiness<\/option>                                        <option value=\".tax\">Tax<\/option>                            <\/select>\n                        <\/div>\n                    <\/div>                        <div class=\"portfolioContainer row\">                                    <div class=\"col-lg-12 col-md-12 col-sm-12 col-12 isotope-item career\">\n                                        <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/understanding-your-paycheck\/\" class=\"big-post banner-bg\" data-background=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2026\/02\/LA_Understanding_Paycheck.jpg\">\n                                            <div class=\"big-post-info\">\n                                                <span class=\"post-tag\">Career<\/span>\n                                                <h2>Understanding Your Paycheck: Where Does All the Money Go<\/h2>\n                                                <p>The first paycheck is a big milestone \u2014 and a great teaching moment. Share our most recent Life Academy article to help the next generation see where their money\u2019s going (and why it matters).                                                <\/p>\n                                                <span class=\"main-btn\"><span>READ MORE<\/span><\/span>\n                                            <\/div>\n                                        <\/a>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item getting-newly-married\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/tips-to-have-successful-money-conversations\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2025\/08\/LA_Tips_Successful_Money_Conversations-428x243.png\" alt=\"LA_Tips_Successful_Money_Conversations\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">Getting\/Newly Married<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/tips-to-have-successful-money-conversations\/\">Tips to Have Successful Money Conversations with Your Significant Other<\/a><\/h3>\n                                                <p>Talking about money with a significant other can feel overwhelming, especially for young adults and newlyweds. In our latest TFO Life Academy article, we provide eight tips to help newly married couples build trust, set shared goals, and create a fin...                                                <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/tips-to-have-successful-money-conversations\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item money-management\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/control-your-runaway-expenses-and-still-have\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2025\/07\/LA_Runaway_Expenses-428x243.jpg\" alt=\"LA_Runaway_Expenses\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">Money Management<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/control-your-runaway-expenses-and-still-have\/\">Control Your Runaway Expenses and Still Have<\/a><\/h3>\n                                                <p>Help your younger family members rein in runaway expenses and build smart spending habits! This article can help the newlyweds or young couples in your life who may be navigating the challenges of managing rising costs, increased consumption, and tig...                                                <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/control-your-runaway-expenses-and-still-have\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item buying-a-home\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/tips-buying-first-home\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2025\/06\/LA_Tips_First_Home-428x243.jpg\" alt=\"LA_Tips_First_Home\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">Buying a Home<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/tips-buying-first-home\/\">Tips for Younger Investors Buying a First Home<\/a><\/h3>\n                                                <p>Help your kids or grandkids make their dream of homeownership a reality! Buying a first home can feel overwhelming, especially with student loans in the mix, but strategic planning and smart decisions can make it possible. This will help you in guidi...                                                <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/tips-buying-first-home\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item credit-debt\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/credit-rating-three-c\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2025\/05\/Three-Cs-428x243.jpg\" alt=\"Three-Cs\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">Credit &amp; Debt<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/credit-rating-three-c\/\">Keep on Top Of Your Credit Rating: The Three C\u2019s of Credit<\/a><\/h3>\n                                                <p>Did you know that understanding how credit works early in life can set kids up for long-term financial success? From the basics of credit scores to tips for building a strong credit history, we\u2019ve created a guide to help younger generations navigat...                                                <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/credit-rating-three-c\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item credit-debt\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/understanding-debt\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2025\/04\/Article-4-Read-It-428x243.jpg\" alt=\"Article 4 &#8211; Read It\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">Credit &amp; Debt<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/understanding-debt\/\">Credit Isn\u2019t a Bad Word: Understanding Debt in the Real World<\/a><\/h3>\n                                                <p>This article, written for college students and young adult, explores how to use credit cards wisely, avoid debt traps, and borrow with confidence\u2014not fear.                                                 <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/understanding-debt\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item money-management\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/time-is-money\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2025\/04\/Article-3-Read-It-428x243.jpg\" alt=\"Article 3 &#8211; Read It\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">Money Management<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/time-is-money\/\">Time Is Money: How Starting Young Supercharges Savings<\/a><\/h3>\n                                                <p>This article breaks down how compound interest works\u2014and why even $10 a month can grow into something big when you start early. It\u2019s written for high school and college students and is a great way to open up a conversation about long-term thinkin...                                                <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/time-is-money\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item money-management\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/spend-save-share\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2025\/04\/Article-2-Read-It-428x243.jpg\" alt=\"Article 2 &#8211; Read It\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">Money Management<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/spend-save-share\/\">Spend, Save, and Share: A Simple Budget Formula for Students and Young Adults<\/a><\/h3>\n                                                <p>We\u2019re helping young people build one of the most valuable money skills: how to make smart spending decisions. This article, Spend, Save, Share, introduces a simple, approachable way to start budgeting\u2014and how to tell the difference between needs ...                                                <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/spend-save-share\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item money-management\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/the-power-of-earning\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2025\/04\/Article-1-Read-It-\u2013-1-1-428x243.jpg\" alt=\"money graphic - financial literacy month\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">Money Management<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/the-power-of-earning\/\">The Power of Earning: From Chores to Careers &#8211; Where Money Actually Comes From<\/a><\/h3>\n                                                <p>For the younger members of your family, earning their own money is one of the first steps toward their financial independence\u2014and the lessons start long before their first full-time job.                                                <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/the-power-of-earning\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item tax\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/form-w4\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2025\/03\/Form_w4-428x243.jpg\" alt=\"Girl on computer looking at paper on desk.\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">Tax<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/form-w4\/\">Form W4: How Much Tax Should You Have Withheld?<\/a><\/h3>\n                                                <p>Help your kids and grandkids get their paycheck right! Understanding how to fill out a Form W-4 is key to avoiding surprises at tax time. Share this article with your younger family members to help them learn how to adjust their withholding, avoid pe...                                                <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/form-w4\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item credit-debt\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/credit-files-what-do-they-really-tell\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2025\/02\/Credit_Files-428x243.jpg\" alt=\"Credit_Files\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">Credit &amp; Debt<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/credit-files-what-do-they-really-tell\/\">Credit Files: What Do They Really Tell?<\/a><\/h3>\n                                                <p>Help your kids understand the importance of their credit report! This article is designed to teach your younger family members how to check their credit reports, correct inaccuracies, and protect their financial future.                                                <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/credit-files-what-do-they-really-tell\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item retirement-readiness\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/new-job-and-four-tips-for-your-new-401k\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2025\/01\/LA_New_Job_401k-428x243.jpg\" alt=\"LA_New_Job_401k\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">Retirement Readiness<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/new-job-and-four-tips-for-your-new-401k\/\">New Job and Four Tips for Your New 401(k)<\/a><\/h3>\n                                                <p>Has your younger family member recently landed a great new job? Here are four tips they should consider when starting a new job and a new 401(k).                                                <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/new-job-and-four-tips-for-your-new-401k\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item getting-newly-married\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/just-married-newlywed-estate-planning-cheat-sheet\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2024\/09\/Just_Married_Cheat_Sheet-428x243.jpg\" alt=\"Just_Married_Cheat_Sheet\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">Getting\/Newly Married<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/just-married-newlywed-estate-planning-cheat-sheet\/\">Just Married: Newlywed Estate Planning Cheat Sheet<\/a><\/h3>\n                                                <p>Have you recently had a family member get married?! If so, please forward this estate planning cheat sheet checklist we\u2019ve compiled for the newlyweds.                                                <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/just-married-newlywed-estate-planning-cheat-sheet\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item money-management\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/5-practical-steps-for-building-an-emergency-fund\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2024\/08\/LA_5_Practical_Steps@2x-428x243.jpg\" alt=\"LA_5_Practical_Steps@2x\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">Money Management<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/5-practical-steps-for-building-an-emergency-fund\/\">5 Practical Steps for Building an Emergency Fund<\/a><\/h3>\n                                                <p>Helping younger family members build an emergency fund requires a systematic approach. Here is a short article on how you they can do it in five practical steps.                                                <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/5-practical-steps-for-building-an-emergency-fund\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item money-management\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/cents-and-sensibility-nurturing-financial-fluency-in-families\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2024\/04\/Financial_Literacy_Month_Week_4-Study-It-428x243.jpg\" alt=\"Financial_Literacy_Month_Week_4 &#8211; Study It\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">Money Management<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/cents-and-sensibility-nurturing-financial-fluency-in-families\/\">Cents and Sensibility: Nurturing Financial Fluency in Families<\/a><\/h3>\n                                                <p>Studies have shown that an overwhelming majority of parents are reluctant to discuss financial matters, even basic money principles, with their children. In this most recent article, we look at some simple ways parents can begin having the money conv...                                                <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/cents-and-sensibility-nurturing-financial-fluency-in-families\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item money-management\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/debt-healthy-wise\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2024\/04\/Financial_Literacy_Month_Week_3-Study-It-428x243.jpg\" alt=\"Financial_Literacy_Month_Week_3 &#8211; Study It\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">Money Management<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/debt-healthy-wise\/\">Debt Healthy &#038; Wise<\/a><\/h3>\n                                                <p>Understanding how to use and manage debt wisely is critical to financial well-being. Starting conversations around loans and credit early on will help to instill healthy money habits. In this article there are ways for you as parents to discuss with ...                                                <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/debt-healthy-wise\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item money-management\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/sharing-is-caring\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2024\/04\/Financial_Literacy_Month_Week_2-Study-It-428x243.jpg\" alt=\"Financial_Literacy_Month_Week_2 &#8211; Study It\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">Money Management<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/sharing-is-caring\/\">Sharing is Caring<\/a><\/h3>\n                                                <p>Sharing is caring. In addition to the positive psychological and physical benefits of charity and giving, teaching children to be philanthropic can promote social responsibility and encourage compassion and empathy. In this article there are differen...                                                <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/sharing-is-caring\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item money-management\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/needs-vs-wants\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2024\/04\/Financial_Literacy_Month_Week_1-Study-It-428x243.jpg\" alt=\"Financial_Literacy_Month_Week_1 &#8211; Study It\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">Money Management<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/needs-vs-wants\/\">Needs vs. Wants<\/a><\/h3>\n                                                <p>When children\/grandchildren start thinking about that next set of purchases they have in mind they want to start saving for, don't miss this golden opportunity to discuss with them the concepts of needs versus wants and financial tradeoffs. As part o...                                                <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/needs-vs-wants\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item money-management\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/this-month-we-celebrate-financial-literacy-month\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2024\/04\/Financial_Literacy_Month_Intro-Study-It-428x243.jpg\" alt=\"Financial_Literacy_Month_Intro &#8211; Study It\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">Money Management<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/this-month-we-celebrate-financial-literacy-month\/\">This Month We Celebrate Financial Literacy Month<\/a><\/h3>\n                                                <p>April is National Financial Literacy Month! As part of TFO Life Academy\u2019s objective to equip the future generation with tools for financial success, we will be posting a new article with suggestions for practical ways of teaching financial concepts...                                                <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/this-month-we-celebrate-financial-literacy-month\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item buying-a-car\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/to-lease-or-buy-a-car-thats-the-question\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2023\/08\/post27-428x243.png\" alt=\"post27\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">Buying A Car<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/to-lease-or-buy-a-car-thats-the-question\/\">To Lease or Buy a Car? That\u2019s the Question<\/a><\/h3>\n                                                <p> Leasing continues to grow in popularity among many new car buyers. People who formerly purchased their vehicles now wonder whether they should lease instead. Let\u2019s look at an example to determine what might be best for you.                                                <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/to-lease-or-buy-a-car-thats-the-question\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item cybersecurity\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/protect-your-information-from-prying-eyes\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2023\/08\/post29.png\" alt=\"post29\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">Cybersecurity<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/protect-your-information-from-prying-eyes\/\">Protect Your Information From Prying Eyes<\/a><\/h3>\n                                                <p>As more and more consumers search for financial information on the Internet, they may inadvertently leave themselves open to being \u201ctracked\u201d by certain companies and individuals. Visitors to financial Websites have created a large mass of informa...                                                <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/protect-your-information-from-prying-eyes\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item getting-newly-married\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/calling-all-newlyweds-how-to-get-a-financial-head-start\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2023\/08\/post31.png\" alt=\"post31\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">Getting\/Newly Married<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/calling-all-newlyweds-how-to-get-a-financial-head-start\/\">Calling All Newlyweds: How to Get a Financial Head Start<\/a><\/h3>\n                                                <p>If you are newly married with no children, you may have a special opportunity to build your savings and investments. In this article, we outline four financial \u201cI do\u2019s\u201d each newly married couple should consider.                                                <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/calling-all-newlyweds-how-to-get-a-financial-head-start\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item career\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/what-job-seekers-should-know-about-background-checks\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2023\/08\/post32.png\" alt=\"post32\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">Career<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/what-job-seekers-should-know-about-background-checks\/\">What Job Seekers Should Know About Background Checks<\/a><\/h3>\n                                                <p>Background checks allow companies to evaluate potential employees and assess whether a candidate is the right choice. As an applicant, it is important to understand the various laws and regulations you are protected by, as well as what information\u2026                                                <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/what-job-seekers-should-know-about-background-checks\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item cybersecurity\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/be-on-the-lookout-for-scams-around-tax-time\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2023\/08\/post33.png\" alt=\"post33\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">Cybersecurity<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/be-on-the-lookout-for-scams-around-tax-time\/\">Be on the Lookout for Scams Around Tax Time<\/a><\/h3>\n                                                <p>As the tax deadline creeps up on us, identity thieves continue to ramp up their efforts to take advantage of our personal information. Here are some tips on how to best protect yourself.                                                <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/be-on-the-lookout-for-scams-around-tax-time\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item credit-debt\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/the-lure-of-credit-cards-the-minimum-payment-trap\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2023\/08\/post34.png\" alt=\"post34\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">Credit &amp; Debt<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/the-lure-of-credit-cards-the-minimum-payment-trap\/\">The Lure of Credit Cards \u2013 The Minimum Payment Trap<\/a><\/h3>\n                                                <p>One primary factor contributing to the savings problem in America is the continued reliance on credit cards to purchase things one wants but does not necessarily need. Here is an example of the long-term impact of falling into the minimum payment tra...                                                <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/the-lure-of-credit-cards-the-minimum-payment-trap\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item college-prep\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/student-spending-in-college-a-beneficial-course-in-budget-basics\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2023\/08\/post36.png\" alt=\"post36\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">College prep<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/student-spending-in-college-a-beneficial-course-in-budget-basics\/\">Student Spending in College: A Beneficial Course in Budget Basics<\/a><\/h3>\n                                                <p>One extracurricular activity that every student should master before heading off to college is personal money management. Typically, a student\u2019s day-to-day spending is done on an ad-lib basis, meaning that overspending is the norm, rather than the ...                                                <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/student-spending-in-college-a-beneficial-course-in-budget-basics\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item money-management\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/six-ways-a-budget-can-help-boost-your-savings\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2023\/08\/post35.png\" alt=\"post35\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">Money Management<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/six-ways-a-budget-can-help-boost-your-savings\/\">Six Ways a Budget Can Help Boost Your Savings<\/a><\/h3>\n                                                <p>Students and young adults have all heard about the importance of developing a budget. But, do they know why a budget is so important? Or Perhaps they simply spend what they must and save whatever\u2019s left over. In either case, given the limits of the...                                                <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/six-ways-a-budget-can-help-boost-your-savings\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item fun-facts\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/ever-wonder-what-the-typical-coffee-habits-of-u-s-adults-are\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2023\/08\/post37.png\" alt=\"post37\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">Fun Facts<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/ever-wonder-what-the-typical-coffee-habits-of-u-s-adults-are\/\">How Many Cups of Coffee Do Americans Drink Each Day<\/a><\/h3>\n                                                <p>Ever wonder what the typical coffee habits of U.S. adults are? Here we highlight the average number of cups of coffee Americans drink each day.                                                <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/ever-wonder-what-the-typical-coffee-habits-of-u-s-adults-are\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item loss-of-a-loved-one\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/coping-with-the-financial-challenges-of-losing-a-spouse\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2023\/08\/post38.png\" alt=\"post38\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">Loss of a Loved One<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/coping-with-the-financial-challenges-of-losing-a-spouse\/\">Coping with the Financial Challenges of Losing a Spouse<\/a><\/h3>\n                                                <p>When you lose your spouse, evaluating your finances may take a back seat to more pressing concerns. But even amid the grief that accompanies the death of a loved one, it is important to assess your financial and legal situation to avoid making any ra...                                                <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/coping-with-the-financial-challenges-of-losing-a-spouse\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item cybersecurity\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/your-television-might-be-spying-on-you\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2023\/08\/post40.png\" alt=\"post40\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">Cybersecurity<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/your-television-might-be-spying-on-you\/\">Your Television Might Be Spying On You<\/a><\/h3>\n                                                <p>Those internet-connected devices can be a gateway for hackers. We tend to think relaxing with our smart TV and favorite show wouldn\u2019t necessarily be a security risk, think again.                                                <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/your-television-might-be-spying-on-you\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item credit-debt\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/keeping-on-top-of-your-credit-rating\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2023\/08\/post41.png\" alt=\"post41\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">Credit &amp; Debt<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/keeping-on-top-of-your-credit-rating\/\">Keeping On Top Of Your Credit Rating<\/a><\/h3>\n                                                <p>The use of credit in today\u2019s world is pervasive. People charge meals in restaurants and purchases in boutique shops, pay for appliances on the installment plan and obtain loans to buy homes and automobiles, take vacations, and pay for schooling. Th...                                                <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/keeping-on-top-of-your-credit-rating\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item credit-debt\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/crack-the-code-on-credit-scores\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2023\/08\/post42.png\" alt=\"post42\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">Credit &amp; Debt<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/crack-the-code-on-credit-scores\/\">Crack the Code on Credit Scores<\/a><\/h3>\n                                                <p>We break down the factors utilized to calculate credit scores and the actions you can take that have the greatest impact. Maintaining a high credit score is essential to good financial health and can have long-term benefits.                                                <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/crack-the-code-on-credit-scores\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item money-management\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/10-money-mistakes-millennials-should-avoid\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2023\/08\/post43.png\" alt=\"post43\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">Money Management<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/10-money-mistakes-millennials-should-avoid\/\">10 Money Mistakes Millennials Should Avoid<\/a><\/h3>\n                                                <p>Many millennials, even those with good educations and solid careers, are making financial mistakes. And some are making them over and over, digging a hole from which it may take years to climb out.                                                <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/10-money-mistakes-millennials-should-avoid\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item college-prep\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/education-one-of-the-best-investments-you-can-make\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2023\/08\/post44.png\" alt=\"post44\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">College prep<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/education-one-of-the-best-investments-you-can-make\/\">Education: One of the best Investments You Can Make<\/a><\/h3>\n                                                <p>It wasn\u2019t long ago when an individual went to college, got an education, and embarked on one career that usually lasted a lifetime. Many companies provided on-the-job training, and little emphasis was put on the idea of going back to school to cont...                                                <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/education-one-of-the-best-investments-you-can-make\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                                    <div class=\"col-lg-4 col-md-6 col-sm-12 col-12 isotope-item fun-facts\">\n                                        <div class=\"artical-blog\">                                                <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/americas-fastest-drive-thrus\/\" class=\"gallery-item\">\n                                                    <img src=\"https:\/\/tfolifeacademy.com\/tfowealth\/wp-content\/uploads\/2023\/08\/post45.png\" alt=\"post45\">\n                                                <\/a>                                            <div class=\"artical-info\">\n                                                <span class=\"artical-tag\">Fun Facts<\/span>\n                                                <h3><a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/americas-fastest-drive-thrus\/\">America\u2019s Fastest Drive-Thrus<\/a><\/h3>\n                                                <p>In a hurry this weekend? Check out our list of America\u2019s fastest drive-thrus to help ensure you\u2019re not stuck in line the next time you are hungry.                                                <\/p>\n                                                <div class=\"btn-outer center-align\">\n                                                    <a href=\"https:\/\/tfolifeacademy.com\/tfowealth\/readit\/americas-fastest-drive-thrus\/\" class=\"main-btn\"><span>READ MORE<\/span><\/a>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                        <\/div>                <\/div>\n            <\/div>\n        <\/section>[\/vc_column][\/vc_row]<\/p>\n<\/section>","protected":false},"excerpt":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column][\/vc_column][\/vc_row]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.4 - 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