{"id":823,"date":"2026-10-26T08:00:14","date_gmt":"2026-10-26T08:00:14","guid":{"rendered":"https:\/\/tfolifeacademy.com\/tfofamilyoffice\/?post_type=tool_resource&#038;p=823"},"modified":"2026-10-20T22:02:34","modified_gmt":"2026-10-20T22:02:34","slug":"tfo-insights","status":"publish","type":"tool_resource","link":"https:\/\/tfolifeacademy.com\/tfofamilyoffice\/resource\/tfo-insights\/","title":{"rendered":"TFO Insights"},"content":{"rendered":"<div class=\"wpb-content-wrapper\" id=\"wpb-content-root\"><p>[vc_row][vc_column][vc_column_text]Welcome to TFO Insights, a video series from TFO Life Academy, the educational platform of TFO Family Office Partners. Our goal is to empower you with knowledge and confidence as you manage your finances and navigate life\u2019s major transitions. Each episode offers insights and practical tips from our team to help you make informed decisions.<\/p>\n<p>These videos are for educational and informational purposes only and do not take into account your personal circumstances. Any examples shared are personal and may not apply to others.[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_video link=&#8221;https:\/\/youtu.be\/SHRmNViGuEQ&#8221; title=&#8221;TFO Insights: Identity Theft&#8221;][vc_column_text]Kim Llumiquinga, Director of Legacy and Learning, provides an overview of identity theft and shares general guidance for protecting personal information.[\/vc_column_text][vc_empty_space height=&#8221;25px&#8221;][vc_video link=&#8221;https:\/\/youtu.be\/o4br2vOpPeI&#8221; title=&#8221;TFO Insights: Prenups&#8221;][vc_column_text]Kim Llumiquinga, Director of Legacy and Learning, discusses common misconceptions about prenuptial agreements and the benefits they can bring to couples.[\/vc_column_text][vc_empty_space height=&#8221;50px&#8221;][vc_video link=&#8221;https:\/\/youtu.be\/F4JNgQ9JlSI?si=YzJLL_bO9DHjoulB&#8221; title=&#8221;TFO Insights: Rent or Buy a Home&#8221;][vc_column_text]Emily Bolick, Family Wealth Strategist, breaks down the key factors to consider when deciding whether to rent or own your home.\u00a0 From flexibility and upfront costs to long-term stability and potential returns, Emily walks through how your financial situation, lifestyle, and goals can help guide your decision.[\/vc_column_text][vc_empty_space height=&#8221;5px&#8221;][vc_video link=&#8221;https:\/\/youtu.be\/_-AmmqiL0xQ?si=K_lEcKnMcJwst9lc&#8221; title=&#8221;TFO Insights: Net Worth&#8221;][vc_column_text]Clayton Caupp, Senior Portfolio Administration Specialist, breaks down the simple 4-step process to create your personal balance sheet. It\u2019s easier than you think, and one of the most powerful tools you can use to help understand and potentially improve your financial health.[\/vc_column_text][vc_empty_space height=&#8221;5px&#8221;][vc_video link=&#8221;https:\/\/youtu.be\/VeOF94QeY48?si=znb4cYwMEWCJBRiX&#8221; title=&#8221;TFO Insights: Student Loans&#8221;][vc_column_text]Mei Li Barlow, Family Wealth Manager, breaks down the basics of student loans.<br \/>\nShe explains the differences between federal and private loans, fixed and variable rates, grace periods, and how to create a detailed budget to determine how much you truly need to borrow.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_video link=&#8221;https:\/\/youtu.be\/SMLRzf4t4aA&#8221; title=&#8221;TFO Insights: Financial Date&#8221;][vc_column_text]Megan Kawasaki\u2011Mason, Family Wealth Strategist, shares how thoughtfully planned financial date nights can help couples build alignment around money topics, encourage open dialogue, and support shared financial priorities.[\/vc_column_text][vc_video link=&#8221;https:\/\/youtu.be\/-HWEQM3e_K8&#8243; title=&#8221;TFO Insights: Allowances&#8221;][vc_column_text]Kim Llumiquinga, Director of Legacy and Learning, explores the role of allowances in helping children build foundational money habits. She shares considerations and common approaches families may use when deciding whether\u2014and how\u2014to introduce an allowance.[\/vc_column_text][vc_video link=&#8221;https:\/\/youtu.be\/cyqjFl3liW4?si=bF2beynkB4m4Itks&#8221; title=&#8221;TFO Insights: Financial Accounts&#8221;][vc_column_text]Megan Kawasaki-Mason, Family Wealth Strategist at TFO Family Office Partners, breaks down 5 key account types you should understand, because smart money moves start with the right tools.<\/p>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;28px&#8221;][vc_video link=&#8221;https:\/\/youtu.be\/OicGaWHmmh0?si=vrY5vZ-vrrU5gpP4&#8243; title=&#8221;TFO Insights: Having a Baby&#8221;][vc_column_text]Mei Li Barlow, Family Wealth Manager, breaks down 5 financial moves to consider before your little one arrives. 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