1.0TFO Life Academyhttps://tfolifeacademy.com/tfofamilyofficeAndy Hansenhttps://tfolifeacademy.com/tfofamilyoffice/author/ahansentfofamilyoffice-com/rich600338<blockquote class="wp-embedded-content" data-secret="Hz0YFTOFQL"><a href="https://tfolifeacademy.com/tfofamilyoffice/resource/whats-really-spooky-scams-fraud/">What’s Really Spooky? Scams & Fraud</a></blockquote><iframe sandbox="allow-scripts" security="restricted" src="https://tfolifeacademy.com/tfofamilyoffice/resource/whats-really-spooky-scams-fraud/embed/#?secret=Hz0YFTOFQL" width="600" height="338" title="“What’s Really Spooky? Scams & Fraud” — TFO Life Academy" data-secret="Hz0YFTOFQL" frameborder="0" marginwidth="0" marginheight="0" scrolling="no" class="wp-embedded-content"></iframe><script type="text/javascript"> /*! This file is auto-generated */ !function(c,d){"use strict";var e=!1,o=!1;if(d.querySelector)if(c.addEventListener)e=!0;if(c.wp=c.wp||{},c.wp.receiveEmbedMessage);else if(c.wp.receiveEmbedMessage=function(e){var t=e.data;if(!t);else if(!(t.secret||t.message||t.value));else if(/[^a-zA-Z0-9]/.test(t.secret));else{for(var r,s,a,i=d.querySelectorAll('iframe[data-secret="'+t.secret+'"]'),n=d.querySelectorAll('blockquote[data-secret="'+t.secret+'"]'),o=new RegExp("^https?:$","i"),l=0;l<n.length;l++)n[l].style.display="none";for(l=0;l<i.length;l++)if(r=i[l],e.source!==r.contentWindow);else{if(r.removeAttribute("style"),"height"===t.message){if(1e3<(s=parseInt(t.value,10)))s=1e3;else if(~~s<200)s=200;r.height=s}if("link"===t.message)if(s=d.createElement("a"),a=d.createElement("a"),s.href=r.getAttribute("src"),a.href=t.value,!o.test(a.protocol));else if(a.host===s.host)if(d.activeElement===r)c.top.location.href=t.value}}},e)c.addEventListener("message",c.wp.receiveEmbedMessage,!1),d.addEventListener("DOMContentLoaded",t,!1),c.addEventListener("load",t,!1);function t(){if(o);else{o=!0;for(var e,t,r,s=-1!==navigator.appVersion.indexOf("MSIE 10"),a=!!navigator.userAgent.match(/Trident.*rv:11\./),i=d.querySelectorAll("iframe.wp-embedded-content"),n=0;n<i.length;n++){if(!(r=(t=i[n]).getAttribute("data-secret")))r=Math.random().toString(36).substr(2,10),t.src+="#?secret="+r,t.setAttribute("data-secret",r);if(s||a)(e=t.cloneNode(!0)).removeAttribute("security"),t.parentNode.replaceChild(e,t);t.contentWindow.postMessage({message:"ready",secret:r},"*")}}}}(window,document); </script> https://tfolifeacademy.com/tfofamilyoffice/wp-content/uploads/2025/09/Web-Header.png19201080Ghosts and goblins may just be pretend, but online scammers are all too real. This Halloween, help your kids spot the spooky tricks disguised as friendly faces, flashy prizes, or fake messages. This month's Little Learners from TFO Life Academy is all about building smart digital habits.