At our March learning event, Budgets and Bucket Lists, we asked our clients to share some of their best savings and smart spending ideas. Some are practical and others are clever. See what you might be able to do to improve your own financial well-being.

Tabitha Daly joined TFO Phoenix as a Family Wealth Associate in June 2020. We are excited to welcome Tabitha with her fresh voice and perspective to our TFO Life Academy team. Learn more about Tabitha and her passion for financial literacy.


What interested you in joining our TFO Life Academy team?

Financial literacy is a major learning gap for most people. I’m so excited to be a part of a team that’s helping close that gap for so many people!


What excites you about being part of TFO Life Academy?

Helping more people be better prepared for financial success!


What is your earliest money memory?

In 5th grade, my class ran a weekly cupcake sale at our school. I remember the project started with an “investment” from our teacher and we had to pay for supplies and run the sale during lunches. At the end of the year, we made enough money to pay our teacher back the investment and take a trip to the zoo!


What is the best money advice you had been given?

A teacher of mine once told me “it’s not a budget until it’s in writing.” Knowing what your expected expenses are and having a budget are two different things. Having a budget in writing helps me to account for all my spending and actually stick to what I say I will do.


What was the most difficult money lesson you learned?

Sometimes you have to say “no” (I’m still learning this one!)


What is something you enjoy doing that does not cost a lot of money?

My favorite things to do that don’t cost a lot of money are meeting friends for coffee, hiking, and running. My friends and I also love to take road trips or go camping as a less expensive travel alternative.


What is something unique we should know about you?

I was the first in my family to graduate from college, and I did it in just two years!

Today, TFO Life Academy is proud to introduce the launch of its newest learning initiative for our client families – RightTrak. RightTrak is a fully digital financial education program designed to teach our client families’ high school students, college students, and young adults the fundamental foundations of managing, growing, protecting, and sharing wealth. Complete with video lessons, infographics, games, quizzes, assignments, real-life scenarios, and more, RightTrak makes financial learning fun. Challenge the next-gen learner in your family to complete RightTrak over the summer break.

If you’re interested in enrolling your next-gen learner in RightTrak, contact your TFO Phoenix advisor today or visit our RightTrak page.

© 2021 RightTrak, LLC. All rights reserved. RightTrak, LLC is a wholly owned subsidiary of TFO Marketing Group, an affiliated company of TFO Phoenix, Inc. Advisory services provided by TFO Phoenix, Inc. This communication has been professionally produced for education and marketing purposes. It has been prepared by third party sources and is being provided for informational purposes only, does not constitute investment, tax, estate, or legal advice and does not necessarily represent the opinions of TFO Phoenix, Inc. Content should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion are subject to change. 144-2021-07

Our TFO Life Academy initiative was established to provide the rising generation with the tools and skills necessary to create financial independence and success. As part of this mission, we are excited to announce the development of a new fully online financial learning curriculum, RightTrak. A fun and engaging learning experience complete with games, assignments, video lessons, real-life scenarios and more, RightTrak will offer a new learning experience that can be taken anytime, anywhere. We are working towards releasing this program later this spring so stay tuned!

Chuck Carroll, TFO Phoenix’s Chief Investment Officer, describes why effective investing isn’t as complicated or intimidating as it might seem. Simple actions like understanding your purpose, diversifying, controlling your costs, and managing your behavior can go a long way toward creating a successful investment experience.

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For the 3rd week of Financial Literacy Month, Director of TFO Life Academy Kim Llumiquinga breaks down the factors utilized to calculate credit scores and the actions that have the greatest impact. She reminds us that maintaining a high credit score is essential to good financial health and can have long-term benefits.

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This week, TFO Phoenix team members Brittany Genzale and Connor Humphrey explain how making the sacrifice to invest in your retirement early on may help put you on a path to financial security as you benefit from the impactful power of compounding.

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TFO Phoenix team members Tabitha Daly and David Bloom discuss the benefits of budgeting and how having a plan for spending allows for better decisions and reduces financial stress.

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April is National Financial Literacy Month! To contribute to this important effort, TFO Life Academy has polled the advisors at TFO Phoenix to hear about some of the valuable financial lessons they have learned in their personal lives. Check back each week to read about some key financial concepts that even our professional advisors struggled with in their younger years!

The AZ Community Foundation opens up their scholarship application process in January to students planning to attend post-secondary schools for the upcoming school year. With one application, gain access to over 100 scholarship awards. Scholarships are available for two-year and four-year colleges and universities, as well as technical and vocational schools. With the help of generous donors, the Arizona Community Foundation awards millions of dollars to help students pursue their higher education goals.

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